ATM fees
I often get gas at a station called Wawa, which is undoubtedly one of the dumbest names I've eve heard for a store. On top of the pumps, the store has been running ads for their no-fee ATMs. One of them shows a man saying, "I saved $175 last year," and the other shows a woman saying, "I saved $24.50 last month." The ad states at the bottom that this is based on an typical ATM surcharge of $1.75. I'm all for saving money on ATMs, but these amounts are ridiculous. $24.50 in one month? That's 14 withdrawals, or nearly once every two days. I can't imagine a circumstance in which you would need to withdraw cash every other day. Some people may get paid as frequently as once a week, so I could see an argument for that many withdrawals (I don't even average that much), but why every other day? Even the other example, $175 per year, is pretty bad -- 100 withdrawals means more often than once every 4 days, or about twice a week. If there is a rea...